Networking in Surrey

All Blog Posts (783)

22% of homeowners don't know what effect a Base Rate rise would have on their mortgage

Research has found that 22% of homeowners, amounting to 3.5m people, are unaware of how an increase in base rate would affect their monthly mortgage payments.

Despite increasing speculation that the base rate will soon rise, the survey showed that 16% of borrowers on their lender's standard variable rate and 13% of those on a tracker rate do not know what an increase would do to their mortgage…

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Added by Mark Williams on April 11, 2011 at 16:00 — No Comments

Mortgage application fees rise 15% in the last 18 months

The application fees charged by lenders for their mortgage products have risen by just over 15% in the last 18 months.

Data reveals the average application fee ( the fee that is paid by the applicant for a given interest rate) has increased by around £100 between September 2009 and March 2011.

Over the period, fixed product application fees rose by £97 on average, an…

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Added by Mark Williams on April 5, 2011 at 8:30 — No Comments

Computer says....this is why

Lenders will be forced to disclose their reasons for refusing a customer a mortgage under proposed plans announced by the European Commission today.
In its Directive it says where an application has been rejected the lender must inform the consumer immediately and without charge as to the reasons for the refusal.
It says: “Where…
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Added by Mark Williams on April 1, 2011 at 16:30 — No Comments

The Importance Of Chewing.

THE IMPORTANCE OF CHEWING

It is important to eat each and every meal in such a way that you are left feeling satisfied - not hungry and not too full.  One way of doing this is by eating your food slower and chewing your food longer.…

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Added by Uzma Zaidi on March 31, 2011 at 21:00 — No Comments

Brand Marketers Are Missing Out

I have always found impressive individuals selling sponsorship, the level of knowledge I find usually greatly impresses me.



Certainly there are a percentage of people selling sponsorship in a way that has turned off brand marketers so much that they sometimes will pay tens of thousands of dollars per year on software and/or agencies to avoid talking to them. The reality is however, there are many smart people with good ideas and value to…
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Added by Dean Faulkner on March 30, 2011 at 9:30 — 1 Comment

Networking in Surrey News – week beginning 28 March 2011

 Spring is in the air – balmy weather, and even sunshine at times. Now I’m sounding like Peter Cockroft (who, incidentally, was at school with my brother in Swanage). But enough of my ramblings - and on with the business at hand!

As usual, you’ll find loads of events on Networking in Surrey (over 120) lots of…

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Added by Keith Grover, NiS Founder on March 30, 2011 at 0:30 — 2 Comments

Moving House?...that's for young people

The assumption is often made that when people reach retirement age, if they are to move home it will be to downsize to a smaller and typically lower value property.

For many homeowners in later life moving home is a lifestyle choice, for example moving nearer to relatives or to a bungalow near the sea. Often this involves moving to a more expensive property.

Many would…

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Added by Mark Williams on March 29, 2011 at 16:00 — No Comments

As economic circumstances worsen, don't get bogged down

It's clear that in these troubled times, people are getting more and more concerned about their own finances.  Understandably so.  We may be out of a recession at the moment but there's the possibility that one false move will put us back into a double-dip recession without a moment's warning.  

 

New survey results have been released:…

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Added by Jane Hardy on March 26, 2011 at 8:00 — No Comments

Lenders continue to increase their fees for fixed rates as borrowers start the run for cover

Mortgage lenders are continuing to increase the set up fees that they charge for their fixed rate mortgage deals as consumers look to protect themselves from future base rate increases.

 

See full size image According to inflation data just published by the Office for National…

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Added by Mark Williams on March 23, 2011 at 9:00 — No Comments

Networking in Surrey News – week beginning 21 March 2011

Oh dear! The news is just one catastrophe after another at the moment...

but let's not allow ‘compassion fatigue’ to stop us thanking our lucky stars we aren’t in Libya, Japan or any of the world’s other disaster zones right now. Perhaps feeling sorry for all those innocent people having their lives destroyed by events beyond their control may just stop us feeling…

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Added by Keith Grover, NiS Founder on March 22, 2011 at 9:30 — No Comments

"...it has taken away the worry."

Older homeowners are turning to the wealth tied up in their property to help them make ends meet. Growing numbers are releasing equity from their homes to pay off loans and credit card debts, or even clear mortgages they are carrying into retirement. 


Bridgewater Equity Release, a specialist in home reversions, says that 43 per cent of…
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Added by Mark Williams on March 21, 2011 at 16:00 — No Comments

The future of Business Networking..?

What's hot on the Networking Scene right now?

 

I was recently interviewed about NiS on Brooklands Radio by Sally James for her Business Affairs programme. As co-host of TisWas with Chris Tarrant, Sally was a huge hit with teenage lads (and their Dads!) She now runs her own successful businesses here in Surrey, where she's an…

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Added by Keith Grover, NiS Founder on March 21, 2011 at 10:00 — 3 Comments

Easter School Holidays and Working Mums

The BBC ran a very telling story today. During April/May with bank holidays, a royal wedding and inset days, in some areas there are only 6 school days over a 30 day period.

I have been working with clients who, as working mums, are finding it really hard to evaluate the benefits of going out to work in order to try and balance the books.

As a hypothetical…

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Added by Jane Hardy on March 20, 2011 at 16:30 — No Comments

Awareness Campaign...

Did you know that...................

Customers who received a Promotional Product expressed more goodwill towards the company than those who did not receive anything.

If you don't feel you have an exorbitant budget that's not a problem - you can easily get a great product for as little as £100 (+ VAT) - for 250 units.…

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Added by Elane Vass on March 17, 2011 at 10:30 — 3 Comments

Need a top 3 position on Google?

Yes you do!

 It is possible for you to be on the front page of Google and get more business and more leads. Google is the place to be, they have 80% of all search traffic in the UK.…

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Added by Sean Usher on March 14, 2011 at 10:00 — No Comments

Marie Curie Cancer Care Fundraising Auction

On 23rd March, the Reigate 4Networking breakfast group will be hosting an auction of promises and prizes.

 

All money raised will be donated to Marie Curie Cancer Care in support of one of our members, Carol Munro, who will be climbing Mount…

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Added by Sam Millard on March 13, 2011 at 16:30 — No Comments

One in four mortgage borrowers do not know what the Base rate is

Recent research from Shelter has shown that an amazing one in four mortgage holders are unaware that interest rates are at an historic low of 0.5%.

In a survey of more than 1,500 UK homeowners, 25% believe current interest rates are either higher or the same than they have been in the past or simply don’t know.

Within the 25% who are…

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Added by Mark Williams on March 11, 2011 at 11:30 — No Comments

Are you a Boater?



NEW Environment Agency Regulations.

 

The E.A. has adopted new bylaws relating to registration of boats on the…

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Added by Keith Tunnicliffe on March 10, 2011 at 11:30 — No Comments

Base Rate to be at 1% by the Summer ? Ask Mr Bean...

Legal & General Investment Management (LGIM) has forecast that the Bank of England will increase base rate to 1% by the summer, hitting nine out of ten mortgage borrowers.

Its research suggests that far more households are now exposed to rate hikes, estimating 90% of all mortgages in the UK are variable rates, up from 60% in 2007, and well beyond the FSA's estimate of 68%. LGIM warn that…

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Added by Mark Williams on March 10, 2011 at 8:00 — No Comments

Networking in Surrey News – week beginning 7 March 2011

Yippee! It’s Shrove (Pancake) Tuesday and I’ll even be missing tonight’s pub quiz to indulge with the ‘rellies’.  Bacon and maple syrup is my favourite topping, closely followed by smoked salmon and crème fraîche, with ice cream and chocolate syrup bringing up the rear. Apparently, I’m giving up beer for Lent :0(

On Monday morning we reached our milestone target of 1,000…

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Added by Keith Grover, NiS Founder on March 8, 2011 at 10:26 — No Comments

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