Jane Hardy's Blog – October 2011 Archive (3)

What’s a good debt?

Your mortgage is a good debt and even re-mortgaging to make home improvements will add value to your property. The bad debts are your credit cards and loans (always look at the small print in that agreement). That outfit you bought for a night out will make you feel good for a short time, especially if you got it in the sale, but if you don’t pay it off on your credit card, it could end up…

Saving Money on Heating Costs?

It’s that time of year again. I don’t honestly know where the time goes. It seems like only five minutes ago since the end of the summer holidays and the kids were back at school. Half term has already been and gone, bonfire night is upon us and Christmas looms over the horizon.

The summer holidays seem like a distant memory - or do they?…

With the winter months upon us and the strong possibility we’ll be spending more time at the chemists purchasing pills, potions and medicines to help with our coughs, colds and infections we could be wracking up a bill for prescriptions.

Let’s face it, at £7:40 each they are far from cheap, but did you know, that the NHS offers an alternative way to purchase your prescriptions that could save you a fair amount…